What is some frugal advice you'd give to someone?

2021.10.17 07:38 NotSoSnarky What is some frugal advice you'd give to someone?

Build an emergency fund and a fun spending fund.
The emergency fund could be if you get a pet and your pet suddenly needs surgery, or your vehicle breaks down or whatever.
Your fun spending fund could be of you eat outing out, buying new clothes, buying new fun stuff for yourself, etc without feeling guilty. You don't have to use all of your fun spending fund, you can keep it as a safety net for what you don't use.
Use coupons more often. Go to the cheapest grocery stores in your area. See when the deals are happening, buy in bulk when you can.
Go to thrift shops, yard sales, second hand stores and so on for needed items.
Cook your own food more often. Buy some cooking ware if you don't have any and a cookbook or two. Cooking in can save you money. Learn what foods you can freeze after cooking them.
Learn how to invest in your money. There are many beginner books out there to invest. You do not have to be rich in order to invest.
Learn different useful skills like plumbing, putting on a tire, DIY projects and so on.
Get some different inexpensive hobbies. Because of the lock downs I have gotten into more hobbies then I ever did in the past and it's been fun. Makes me feel rich even though I'm not.
Go to inexpensive clothing stores instead of store brand places. You can often buy way more clothes at other places then at store brand places.
See if you can sell aluminum cans for extra cash. It's usually not a whole lot more money, but any bit helps. See if you can also sell scrap metal for extra money as well.
Be careful when using cards. Always make sure that you have money in the bank/in a card before using it.
Tell people what you need (like kitchen supplies or a dresser), just socialize it casually in conversation. People often a lot of extra supplies that they don't use that they'd like to get rid of.
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2021.10.17 07:38 Vast-Paint-4184 I just want to cease to exist

So I’m 20 and I absolutely hate life. I rarely find joy in it and the joy I do find is crushed by the voice in the back of my head saying “this is as good as it’s gonna get” and remember that after the moment of happiness is over it’s back to my boring ass life. So many people are doing such great things with their lives. Most people my age are working towards a degree in college. Meanwhile I dropped out and have no idea why I’m here. I don’t know what I’m gonna do. I’m also not looking forward to the real world. I don’t have many friends and the ones I do have I don’t talk to a lot. I doubt I’ll ever go out on a date let alone get married so what’s the point of my life if I have no one to share it with? Sometimes I wish I had a terminal disease that could relieve the pain and worries of living.
submitted by Vast-Paint-4184 to lonely [link] [comments]

2021.10.17 07:38 Sakuran_11 Image says it all, what? I got it in 2016 as well so wha?

Image says it all, what? I got it in 2016 as well so wha? submitted by Sakuran_11 to Steam [link] [comments]

2021.10.17 07:38 MarbleCrawdad65 Stock Market Glitched. (Xbox One)

Ok so I was using the stock market to make a good chunk of change. I found AUG Insurance at a low price so I invested 100K into it. Later on I loaded it back up and it said I would profit 50K. So I opened my portfolio and selected AUG insurance and hit "Sell All". Well I got about 270K in return. I should have gotten 150K (100K + 50K). I was confused so I reloaded and found out that everytime I select "Sell All" it gives me more money than it should. Why is this? Is it a glitch that's well known? How can I fix it?
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2021.10.17 07:38 tinkerbell2678 it's time to listen to disney music and be swag

submitted by tinkerbell2678 to teenagersbutpog [link] [comments]

2021.10.17 07:38 Think-Detail An open letter: Why do you care?

That’s the title, the whole title. Why do you?
You have been inundated — maybe for the past few years, maybe for the past few months — with an incomprehensible and overwhelming barrage of expectations and opinions on the selective college process. Your parents might be bearing down on you; if not, you’re at least comparing yourself to your peers. You likely wouldn’t be on this subreddit if you weren’t. But, truthfully, what drives your deep-seated desires and anxieties for your applications? College selectivity? The quality of the education? I’m not going to sit here, as some do, and tell you that every college is the same. They’re not, and they have appreciable differences — you will learn different things, your professors will have varying levels of competence, and you will have access to different resources and networks. But, as the officers devoting nine-odd minutes to your application will do so “holistically,” are you doing the same in turn for their institutions? You may believe you are, while your justifications for your preferences are more like post-hoc attempts to explain the opinions that you’ve arrived at for all the wrong reasons.
This isn’t to say that liking selective universities is wrong. It’s not, they are often known for one aspect or another which do make them exceptional in some dimension. I am going to apply Early Decision to one, and I will be excited to go elsewhere if they don’t accept me. Specifically, I’m incredibly put off by the worst impulses that are brought out by these desires and their accompanying mindsets. With all due respect, many of the people that frequent this page are likely some of the most irritating and petty characters you’ll find in your graduating class. I don’t think it’s their fault, necessarily. It is an ingrained desire to be better, to prove your worth, to meet the inexplicable and nebulous expectations surrounding you. I get it. I have things going for me — a SAT in the high 1500s, some good essays, a nice internship and accompanying letter. I also have a GPA lower than 3.7, a plethora of Bs and B-minuses in classes within fields I’m interested in, ridiculously tepid and often short lived extracurricular activities, et cetera. I’d be lying if I said I didn’t feel at least a twinge of regret, or irritation at the medical impediments I’ve kept facing, or a hint of insecurity compared to my classmates. Ultimately, I am proud more of what I have not done than of what I have. Reread that sentence. If you care about your intellectual development, your character, and your well-being as a human being, you should too. The first 25 years of your life go by as fast as the next 75, and they should be spent living to your own standards. I’m a person, not an archetype custom-fit to brute force my way into an Ivy League, and I’m proud of that. I’m proud to care about whatever I want, even if that means kicking tasks which will boost my “profile” to the curb.
Come November, I’ll submit an application to a selective school which my classmates adore. I don’t particularly know who is applying, but I know they side-eye each other in the hallways — they deliver more than the recommended daily values of passive-aggression, indignation and envy. They employ a mindset of false scarcity, salivating at one another like starving animals. I hope I don’t get in, and I hope they do. My life will be the same, or it won’t. Regardless, I’ll go to college. I’ll remain human, I’ll carry with me the skills that I want and none that I don’t, and I’ll be thrilled to have the opportunity to flourish in whichever way I choose rather than whichever way I feel subliminally compelled.
Ask yourself first: “why do I like the schools I do?”
Try to answer honestly, not retroactively. Your parents are probably living vicariously through you, or projecting their own anxieties.
Then, “why do I care about these aspects of myself?”
Do you pride yourself on your ability to do stoichiometry, or to play the triangle? If not, leave the sub-A grade in that class alone. Don’t be neurotic.
Finally, the crux of this late-night, toilet-authored rant:
“why do I care about these aspects of others?”
I’ll tell you the answer — you don’t. Not really, that is. In your heart of hearts, you know that their extra 20 points on the SAT doesn’t make them any better of a person. You know that their exaggerated community service hours aren’t altruistic, that their grinded-out grades aren’t particularly indicative of intelligence. What you really should know is that they’re in the same boat. They’re subject to the same collective delusions, the same degenerative obsessions. They are the same as you: a human with idiosyncrasies. Let that moronic hate out of your heart (and ffs, stop letting it run all over this reddit page as well.) Make friends. Spill that mystery cocktail on your new sweater. Drive with all the windows down and The Strokes blasting, homework undone, somewhere fun in sight. If you’re able to do this during the fall — to live, as yourself and not a fulfillment of collective psychosis — turn to a friend, and ask:
Why do you care?
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2021.10.17 07:38 idspispopd What Baraitser Thought About the Plot to Kill or Abduct Assange

What Baraitser Thought About the Plot to Kill or Abduct Assange submitted by idspispopd to julianassange [link] [comments]

2021.10.17 07:38 dkuhn24 [WTS] 130 shipped

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2021.10.17 07:38 fractalbase0 Low FPS and stuttering at certain viewing angles

I have a heavily modded game. Throughout modding SSE, the games performance has typically been low. I've researching FPS guides to try and increase my games FPS. Some things I've tried include: reducing texture overhaul quality (from 4K parallax to 2K), removing a mod that adds a lot of extra NPCs (populated skyrim hell edition), adjusting skyrim.ini and skyrimprefs.ini with BethINI to low settings, lowering screen resolution (from 4K to ultrawide), adjusting NVIDIA settings, adjusting SSEDisplayTweaks settings, etc.
My modded game's FPS reaches up to 60 fps in certain situations, but can lower to about 20 fps in others. Especially in big cities. This is probably due to having too many city overhauls (I've got the Great Cities of JK's North installed). This is also due I believe to JK's interiors overhauls. I don't want to remove those this playthrough though.
What is troublesome right now are two particular issues:
Firstly, FPS will vary depending on my character's location and viewing angle. I could be in a certain location in an interior or exterior, and looking in one direction will have a high 60 fps, but turning towards another direction will have a low 20 fps. The position and angle seem to have a specific fps range.
Secondly, the framerate will stutter the closer my character gets other things in view, or especially when turning. The stuttering will lower after a while for a particular location, but this behavior is regular, mainly when in interiors that have overhauls, or when in cities with overhauls. I'm half wondering if the engine is loading textures or meshes as things enter view.
Another factor could be my video card. I have a RTX 2080 Super with 8gb VRAM, but the OSD for SSE Display Tweaks often shows the VRAM usage to be greater than the max (or rather the budget), and the text VM Overstressed is often displayed. Some investigating suggests that stuttering is also caused by not having enough VRAM, so I'm inclined to consider purchasing a powerful video card. If the VM is also affected by scripts, there are probably a lot in my load order, I'm still investigating that angle.
TL;DR Can someone with more knowledge improving FPS and removing stuttering comment on how I might accomplish this? My modwatch.
submitted by fractalbase0 to skyrimmods [link] [comments]

2021.10.17 07:38 deltakappa01 Flipped color deck

Hey, I'm looking for a deck with the pip colors reversed (i.e. black hearts/diamonds and red clubs/spades), but otherwise totally normal. Anyone know where to find a deck like this? Thanks!
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2021.10.17 07:38 miyawoks Gist of Oh! My Sunshine Night Synopsis: University setting; rich guy falls in love with sick but feisty guy

Gist of Oh! My Sunshine Night Synopsis: University setting; rich guy falls in love with sick but feisty guy submitted by miyawoks to ThaiBL [link] [comments]

2021.10.17 07:38 VPee What would happen if every family stored enough for a month and then refused to go to work everywhere in the world?

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2021.10.17 07:38 bbna0708 Ex-crush. I hope you're doing okay. yr friends will defend you as always. won't they?

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2021.10.17 07:38 HelpDeskTicket Is a Kia Rio a good option for a mobile IT Sys Admin that’s a tall rider (6’5)?

He all, looking for a great yard option and my local dealer has one that’s only a couple years old with low mileage and I want to snag it during their Halloween sale since the price drop is about 20% off right now.
-be driving anywhere from 50-350 miles a day, overnight trips out of state several times a month.
-yes I know it’s a lot of mileage but that’s what all their ridicules mileage pay + per diem will have my making power payments toward it. Knowing my credit, plus pay rate (90k + mileage reimbursement and per diem), I’m confident I’m going to pay it off in less than a year.
-I don’t mind putting money into the car for gas and maintenance but can it handle say, at worst potentially overnight 460 (I’ve poured my service area and every location) mile road trips there and back often a month without having to worry about my tire falling off?
I’m a tall rider so I know my choices are weird, I’m also not looking to pay crazy amounts of money for a car that’s basically a fleet vehicle.
submitted by HelpDeskTicket to kia [link] [comments]

2021.10.17 07:38 CamicomChom flag of the US but each star represents one time i've like, totally smashed emily, like bro, eric, i totally smashed her, like she found her parents secret stash and then we smashed all day, it was sick bro, and then josh came in and we both smashed emily like so hard it was so cool bro, you shoul-

flag of the US but each star represents one time i've like, totally smashed emily, like bro, eric, i totally smashed her, like she found her parents secret stash and then we smashed all day, it was sick bro, and then josh came in and we both smashed emily like so hard it was so cool bro, you shoul- submitted by CamicomChom to vexillologycirclejerk [link] [comments]

2021.10.17 07:38 mandyrosebde Guess who he is looking at

Guess who he is looking at submitted by mandyrosebde to BrandonDE [link] [comments]

2021.10.17 07:38 Educational_Box7731 Viability of race walking an ultra?

Not sure if anyone here has seen or is familiar with race walking but it's similar to running except for you're required to keep one foot on contact with the ground at all times. Thus leading to different form than running and different muscles used. I'm wondering partially if it would be an advantage to use a strategy like this in an ultra where after time so much repetitive stress switching the form over would help relieve some stress and redistribute it? Seems semi beneficial?
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2021.10.17 07:38 thunderlord520 [US-NY] [H] PayPal [W] GMK finer things base

Hey all, I’m looking for a gmk finer things base kit either bnib or lightly used. No shine please.
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2021.10.17 07:38 pleasedontfollowm3-4 Brandy Gordon

Brandy Gordon submitted by pleasedontfollowm3-4 to womenworship [link] [comments]

2021.10.17 07:38 SpaghettiMaestro14 Yes. Definitely. Absolutely.

Yes. Definitely. Absolutely. submitted by SpaghettiMaestro14 to cremposting [link] [comments]

2021.10.17 07:38 joesen_one Super Junior's Eunhyuk and Kyuhyun in Dubai: 'It's been a long time since we met our fans' @ The National (211016)

Super Junior's Eunhyuk and Kyuhyun in Dubai: 'It's been a long time since we met our fans' @ The National (211016) submitted by joesen_one to smtown [link] [comments]

2021.10.17 07:38 keegenth I finally got my hands on the Holy grail of DE’s, the mighty Fatboy…..

I finally got my hands on the Holy grail of DE’s, the mighty Fatboy….. submitted by keegenth to wicked_edge [link] [comments]

2021.10.17 07:38 Nyarlathotep13 St. Germain is so smooth

St. Germain is so smooth submitted by Nyarlathotep13 to castlevania [link] [comments]

2021.10.17 07:38 -Behati As a casual player, FINALLY!!

As a casual player, FINALLY!! submitted by -Behati to RaidenMains [link] [comments]