2021.09.20 13:39 No_Emotion1230 This mornings state of the sub….and Vic 😂 😂 😂 Lfg!!! 🤯🤯🚀🚀🚀🚀🧱X🧱🚀🚀
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2021.09.20 13:39 A_Confused_Cocoon Our division learning the consequences of us having Murray and now Rondale Moore
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2021.09.20 13:39 nickeyxxx OK, WTF? Is Facebook OK? What in the world...
I wanted to advertise some art. The first campaign I created, I put my top 2 interests. The reach was 170,000,000 people. I said "HOLY JESUS" and tried to decrease the reach by finding very closely related interests to my art with less reach. I found 2 that had around 1,000,000 people. This is perfect. This is what I want. After I selected it, though, the reach dropped to 140,000,000 people. The detailed targeting expansion is turned on. After I turn it off, my estimated audience reach drops to 300,000. This is REALLY weird since my 2 interests in total make up an audience of 2,000,000 people.
Is Facebook drunk? What should I do? The expansion is giving me nightmares. I could select the top interests with it being turned off, and I would still not have 1,000,000 potential reach audience. But when I select 1,000,000 potential reach audience with it being turned on, It shows me that my potential audience will be 140,000,000 people.
I'm kinda salty. Help?
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2021.09.20 13:39 kzieuni Yo mama so ugly and tiny
2021.09.20 13:39 Good-Watch2854 Help please
So I can play Moto3 on maximum difficulty 120% and it feels too easy but Moto2 and MotoGP are impossible to ride because of the braking ( stoppies! ) Any help? I play with automatic brakes on 'off', assisted front brake on 'moderate', joint brakes are on and brake input modulation enabled.
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2021.09.20 13:39 the961com 40% Of Skilled Doctors And 30% Of Nurses Have Left Lebanon
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2021.09.20 13:39 Sultry_Penguin Y E E T
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2021.09.20 13:39 AutoNewspaperAdmin [Sports] - Two weeks to go! What we're most excited about in the final 14 days of the MLB season | ESPN
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2021.09.20 13:39 Kakkanas I am being honest. I cant have faith.
I do not want to live a life following and believings things that I cant understand or agree, just because it is a matter of faith. I am still open to the idea of finding my faith again but I do not want to force it.
I do not want to just say to myself "lets have faith because many people say so".
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2021.09.20 13:39 TitoFren Uxie raid on me +10ppl
2021.09.20 13:39 radialmonster 'Hog wild': Insurers, consumers decry COVID-19 test costs as labs charge up to $14750
2021.09.20 13:39 radialmonster The Affordable Care Act Can Help Au Pairs Avoid Medical Debt - NPR
2021.09.20 13:39 alcesalcesalces The Luxury of a High Savings Rate; or Who's Afraid of Bonds?
Intro A frequent question on this sub is whether bonds have any place in an accumulator's portfolio. Setting aside the currently en vogue idea of a bond tent (which is a weak asset allocation move of dubious value), many investors here take the view that can be crudely summarized as "stocks have a higher expected return with higher volatility, the volatility is reduced by a long time horizon, I can stomach the volatility, therefore I should be 100% stocks." Another poster has tackled the specific fallacy of volatility being reduced over the long term, but I thought I'd give some attention to bonds to highlight ways they may still have utility for the accumulator.
All values used for the rest of this post will be total returns in real, inflation-adjusted terms.
But what does the FIRE saver lose (and what do they stand to gain) by choosing a more conservative portfolio? By using the NPER family of formulas, we can estimate this.
Assume a FIRE-minded saver who knows that the value of money is in the quality of life that it provides and not as a score in a game that should be run as high as possible. As a result, they are interested in reaching a portfolio large enough to afford a comfortable retirement, and place more emphasis on hitting this number than on dying with the most money. They earn 80k/yr, save 40k/yr for a 50% savings rate, and are targeting a 3.33% withdrawal (or 30x the portfolio) and thus need 1.2M to retire.
In his incomparable post on the Psychology of Money, Morgan Housel highlights Charlie Munger's first rule of compounding: "never interrupt it unnecessarily." If there's a whiff of chance that an investor can be spooked out of the market by a 50% drop in their portfolio that doesn't recover for over 3 years, they'd likely be much better off saving 6% more or working an additional 6 months with a 80/20 portfolio than suffer the catastrophe that is quitting the market entirely. We all think we are made of sterner stuff than the "average" investor, but most people also think they're smarter than the average person too.
First, it's worth noting that besides any return characteristics, bonds have a place in risk-adjusting your portfolio. This role does not disappear even if bond return goes to 0% or even goes negative. Considered another way, stocks have a risk premium which is extra return in payment for the extra risk you take for holding them. There is no reason to believe that the risk premium for stocks has gone up for some reason, so if the risk-free rate (let's call it the rate on short term Treasurys) goes down from 2% to 0%, the expected return for stocks will go down by the same amount. There is no free lunch; everyone is getting smaller portions.
Second, I can't hold a candle to nisiprius at the Bogleheads forum when it comes to illuminating the fallacies of "common sense" investing ideas like interest rate rises and bond pricing behavior. See his series of posts here and here, demonstrating that the total value of a bond fund will eventually recover and provide a positive return even in a case where interest rates never stop rising.
He follows this up with a series of points that are the best summary of bond dynamics that I've ever come across:
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2021.09.20 13:39 FurnessPoker Do phobias control your life?
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2021.09.20 13:39 Additional_Ride_4074 Relationship
I am trying to figure out how I can stop kicking my boyfriend off the bed or up against the wall. I've to cuddle him but u guess I cuddle him to hard in my sleep. I don't that I do it until he says something about it. Please any advice or tips on how I can stop would be amazing
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2021.09.20 13:39 KingFahadX 😩😩😩
2021.09.20 13:39 pathodengaming Posted a new battle royale CODMOBILE video where I got 14 kills, please give it a watch, any amount of support on this video is appreciated
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2021.09.20 13:39 radialmonster The Affordable Care Act Can Help Au Pairs Avoid Medical Debt - WFAE
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2021.09.20 13:39 randomjocke With this kind of funding, Cars 24 will have to build Tesla or something similar to give returns to their investors
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2021.09.20 13:39 BarSpecific7127 Was ist das Zeichen?
Wenn man durch die Innenstadt fährt und auf die Parkhausschilder sieht, stehen da ja:
Name des Parkhaus P(als Zeichen für das Parkhaus) und die Anzahl der Parkplätze die noch frei sind
Aber dann steht da noch eine Zahl z.b 1;2, und ist auf jedem dieser Schilder anders.
Also meine Frage:Was heißt diese NummeZeichen
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2021.09.20 13:39 Bigmesscake Do you consider assassins to be "glass cannons"?
Glass cannon: A target with low health and resistance that is capable of dealing high one shot or burst damage. Low dps, low survivability, and high kill potential. High risk and reward.
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2021.09.20 13:39 FurnessPoker Quote of the week
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2021.09.20 13:39 vasatkaman Test_885402
2021.09.20 13:39 radialmonster More emergency surgeries in states without Medicaid expansion - North Carolina Health News